Insurance information

Insurance & Warranty

We work with all insurance companies and guarantee every repair

Know Your Rights

You Have the Right to
Choose Your Shop

Under Arizona law, you have the absolute right to choose any licensed collision repair facility for your vehicle. Your insurance company cannot force you to use a specific shop, steer you toward their preferred provider, or refuse to pay for repairs at the shop of your choice.

This is your vehicle and your decision. At Cutting Edge Collision, we work with every insurance carrier to ensure a smooth, hassle-free claims process regardless of who insures your vehicle.

Important

If your insurance company tells you that you "must" use a specific shop, or that they "won't guarantee" work done elsewhere, know that this is not legally accurate. You always have the right to choose.

You can choose any licensed repair facility
Insurance cannot require you to use a specific shop
Your insurer must pay reasonable repair costs at any shop
You do not need multiple estimates unless your policy requires it
Choosing your own shop does not affect your claim

Our Insurance Partners

GEICO
Preferred Shop

As a GEICO Preferred Shop, we offer streamlined claims processing, direct billing, and expedited repair timelines for GEICO policyholders.

Direct Repair Partners

Horace Mann
Direct repair facility for Horace Mann policyholders
Haggerty
Authorized repair center for Haggerty insurance
All Insurance Accepted

We work with every insurance company. Regardless of your carrier, we handle the claims process and warranty all work for as long as you own the vehicle.

Lifetime Warranty

We are so confident in the quality of our work that we guarantee every repair for as long as you own the vehicle. This warranty covers all workmanship and materials, whether your repair was covered by insurance or paid out of pocket. No exceptions, no fine print.

All Work Covered

Every repair we perform is backed by our lifetime warranty

No Exceptions

Insurance repairs and customer-pay work are both fully covered

Transferable

Warranty remains valid for as long as you own the vehicle

Get Your Free Estimate

Insurance FAQs

Can my insurance company force me to use a specific shop?

No. Under Arizona law, you have the right to choose any licensed repair facility. Your insurance company cannot require you to use a specific shop.

Will my insurance pay for repairs at Cutting Edge?

Yes. We work with all insurance companies and bill them directly. As a GEICO Preferred Shop, we offer streamlined processing for GEICO policyholders, but we work seamlessly with every carrier.

Do I need to get multiple estimates?

In most cases, no. Check your specific policy, but most insurance companies only require one estimate. We provide detailed, transparent estimates that insurance adjusters can review.

What if my insurance company says they won't warranty work done at your shop?

We warranty all our work with a lifetime guarantee regardless of insurance company. Our warranty covers workmanship and materials for as long as you own the vehicle.

Can you help me with the claims process?

Absolutely. Our experienced team handles insurance claims daily. We coordinate directly with your adjuster, provide all necessary documentation, and keep you informed throughout the process.

Questions About Your Insurance Claim?

Our team is here to help you navigate the insurance process. Call us or request a free estimate today.